P.C.E.A Ruiru Sacco covers both urban and rural set up. It is a semi arid area region where the majority of the population earns their livelihood on small scale agriculture, business and micro-finance enterprises. There was a felt need to empower church members economically in order for them to participate in holistic development of the church in order to enhance their standard of living.
After feasibility study and consultation on how the members can be assisted economically, the then Parish Minister Rev. Ngere H.N mobilized the Church leadership to educate the members on the virtues of a cooperative society and the benefits of having funds in the same pool.
In the year 2002 A steering committees was constituted to start a SACCO and the following members were mandate to do so.