This is John Musembi Shikuku. Shikuku comes from western region in Kenya and transacts business in Ruiru town. He owns a timber yard and a carpentry workshop. He also sells materials used in carpentry. During our field visits we find him in his yard attending his customers. He welcomes us with a jovial smile. In our conversation we learn that he started his business with Kshs. 2000 only and that he could not grow his business faster as he wanted since all his income was hand to mouth.
Thanks to PCEA RUIRU SACCO where he enrolled to be a member in 2011 and has been saving since then. He decided to apply for a loan of Kshs. 300,000 which he used to put up a timber yard.The timber yard is now worth 1.5 million